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Terms of Service

Effective: March 2026

By downloading or using trust&funds, you agree to these Terms of Service. Please read them carefully.

1. Using the App

trust&funds is a personal budgeting app for couples. You must be 18 or older to use it. You agree to use it only for lawful purposes and in accordance with these terms.

2. Your Account

You are responsible for maintaining the security of your account. You agree to notify us immediately at info@trustandfunds.app if you suspect unauthorized access to your account.

3. Financial Data & Plaid

trust&funds connects to your financial accounts via Plaid Technologies, Inc. By connecting a bank account, you authorize us to access your account information through Plaid and agree to Plaid's End User Privacy Policy. We do not store your banking credentials.

4. Subscriptions

trust&funds offers auto-renewable subscriptions. Subscriptions are billed through the Apple App Store. You can manage or cancel your subscription at any time in your App Store account settings. Cancellations take effect at the end of the current billing period. We do not offer refunds for partial subscription periods except where required by law.

5. Acceptable Use

You agree not to:

6. Disclaimer of Warranties

trust&funds is provided "as is" without warranties of any kind. We do not warrant that the app will be error-free, uninterrupted, or that the financial data displayed will always be accurate or up to date. trust&funds is a budgeting tool and does not constitute financial advice.

7. Limitation of Liability

To the fullest extent permitted by law, trust&funds and its developers shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the app, including any financial decisions made based on information displayed in the app.

8. Termination

We reserve the right to suspend or terminate your account if you violate these terms. You may delete your account at any time from within the app.

9. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes via the app or email. Continued use after changes constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by the laws of the State of Arizona, without regard to conflict of law principles.

Contact

info@trustandfunds.app